Onchain Finance

One Asset.
Yield, Lending, and Real-World Assets

$U powers lending, staking, and yield strategies across DeFi and wealth platforms — and serves as the settlement layer for tokenized real-world assets, from private credit to trade finance. All with near real-time proof of reserves.

100.00%

Reserve Backing

Real-Time

Proof of Reserves

30+

DeFi & Wealth Integrations

Make Your $U
Work Harder

Supply $U to leading money markets, provide liquidity, or tap structured yield strategies — all from one composable, fully-backed asset. Among the lowest borrowing rates in the market, meaning more capital free to deploy.

What You Can Do With $U

Three Ways, Put $U to Work

LENDING & BORROWING
Use Case001

LENDING & BORROWING

Supply or borrow $U across leading money markets — among the lowest borrowing rates in the market, with deep, composable liquidity.

STAKING & YIELD
Use Case002

STAKING & YIELD

Earn onchain yield with $U across DeFi and wealth platforms, from LP strategies to structured products.

REAL-WORLD ASSETS
Use Case003

REAL-WORLD ASSETS

Settle tokenized real-world assets — real estate, private credit, trade finance — with instant onchain proceeds in $U.

Key Benefits

Earn More, Trust More

Lowest Rates

Among the lowest borrowing rates in the market, freeing up capital to deploy.

Composable

One asset that plugs into lending, staking, and RWA protocols across the ecosystem.

Transparent

Near real-time proof of reserves — verify backing onchain, anytime.

1:1 Backed

Every $U is fully backed by institutional-grade reserve assets.

Onchain Proceeds

RWA settlement with instant, onchain proceeds — no multi-day waits.

Every Platform

Available across major DeFi protocols and wealth platforms from a single asset.

Integration Highlights

Live Across Onchain Finance

Our Feedback

See What Our Partners Are Saying

United Stablecoin
  • 1:1 Backed
  • Audit-Ready
  • Near Real-Time PoR

Powered by a Fully-Backed
Settlement Asset

Built for 24/7 markets, $U lets firms trade, settle, and rebalance in real time, with 1:1 reserve backing and near real-time proof of reserves.

Just One More Step

Put Your Capital to Work With $U

Submit a request, complete KYB verification,
and start minting $U — or integrate it into your DeFi or wealth platform.

3D Illustration

United Stables Limited has not obtained registration, authorization, or licensing for $U under any of the following regulatory regimes: the Markets in Crypto-Assets Regulation (MiCA) of the European Union, the Stablecoins Ordinance of Hong Kong (Chapter 656), the United States GENIUS Act of 2025, the Securities Act of 1933 of the United States (as amended), or any securities or stablecoin laws of any U.S., EU member state, or Hong Kong jurisdiction. Accordingly, United Stables Limited employs active geofencing and strict KYB controls to prevent the minting, marketing, or direct offering of $U to residents or entities in these restricted jurisdictions.

This website and the $U token are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Specifically, $U is not being offered, sold, or distributed to residents or citizens of the United States, the European Union, or Hong Kong. Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of $U as a security, investment product, or regulated payment stablecoin.