United Stables
One Asset.
Money That Moves in Minutes
$U enables near-instant, low-cost cross-border transfers for businesses and individuals — cutting settlement from days to minutes, and costs from the industry average of 5–10% to under 1.5%. Built for banked and unbanked users worldwide.
Minutes
Settlement Time, not Business Days
<1.5%
Transfer Cost
Borderless
Banked and Unbanked, Worldwide
Days &
Double-Digit Fees,
Gone
Traditional cross-border transfers take days and cost 5–10% in fees. With $U, the same money moves in minutes for under 1.5% — settling directly onchain, around the clock.
What You Can Do With $U
Every Way, Money Moves
CROSS-BORDER REMITTANCES
Send money home in minutes, not days — near-instant, low-cost transfers for individuals across borders.
BUSINESS PAYMENTS
Pay suppliers, contractors, and teams globally with instant settlement and predictable, sub-1.5% costs.
MERCHANT & WALLET INTEGRATION
Integrate $U into wallets, merchants, and remittance platforms to serve both banked and unbanked users.
Key Benefits
Faster, Cheaper, Everywhere
Minutes, Not Days
Settlement in minutes — no waiting for banking hours or correspondent banks.
Under 1.5%
A fraction of the 5–10% industry average cost for cross-border transfers.
Borderless
Send and receive across borders without traditional banking limitations.
Banked & Unbanked
Designed to serve users with or without access to traditional banking.
Always On
Money moves 24/7 — weekends, holidays, any time zone.
Integration Highlights
Live Across Wallets and Platforms
Supported Wallets
Keep your $U
on Web3 Wallets
Our Feedback
See What Our Partners Are Saying
"United Stables is setting a new standard for stablecoin transparency and cross-chain security. By adopting Chainlink's industry-standard infrastructure, United Stables ensures that the U stablecoin can scale safely across any network, providing ultimate peace of mind for institutions and users alike."
Liam Karwan
Senior Sales Manager, Tokenization
"United Stables has been raising the bar for the stablecoin landscape, building an ecosystem where reserve quality and on-chain utility are central to their products. As their preferred RWA tokenization partner, OpenEden offers a suite of regulated and high-quality liquid tokenised funds that supports U's stringent reserve framework. Together, we are strengthening the foundation for a more transparent and resilient stablecoin ecosystem."
Jeremy Ng
Founder & CEO
"United Stables is building the unified, transparent liquidity layer that on-chain finance genuinely needs. For our tokenized real-world assets, $U offers a dependable settlement and payment rail, and together we're extending that liquidity to where real-world value actually lives."
Bridget
CEO & Co-founder
"United Stables has done the hard part properly. Reserve quality, transparency, and onchain utility built into the product from the start rather than bolted on later. That discipline is what makes U worth putting in front of real users. Adoption is the next step, and that's a distribution problem. United Stables chose PancakeSwap as their primary distribution partner because we give U depth across BNB Chain, Base, Robinhood, and Solana, and access to millions of traders who are already onchain. U deserves to be the one people actually reach for, and we're glad to help make that happen."
Chef Kids
Head Chef at PancakeSwap
"The vision that United Stables holds for a transparent and programmable stablecoin is one that is synergistic with Venus' ideals. With strong on-chain utility and a transparent, fully-backed reserve, the $U stablecoin is fully compatible with the notion that DeFi is for everyone – something that Venus has always been building towards."
Venus DAO
"United Stables is raising the standard for stablecoins, putting reserve quality, transparency, and on-chain utility at the center of everything they build. As a core lending and liquidity partner for $U, Lista brings the stablecoin deep integration across our lending vaults, unlocking borrowing, yield, and real utility for users. We're excited to work alongside $U as a core DeFi layer, expanding a unified financial ecosystem for everyone."
Terry
Co-Founder
"United Stables is setting a new standard for stablecoin transparency and cross-chain security. By adopting Chainlink's industry-standard infrastructure, United Stables ensures that the U stablecoin can scale safely across any network, providing ultimate peace of mind for institutions and users alike."
Liam Karwan
Senior Sales Manager, Tokenization
"United Stables has been raising the bar for the stablecoin landscape, building an ecosystem where reserve quality and on-chain utility are central to their products. As their preferred RWA tokenization partner, OpenEden offers a suite of regulated and high-quality liquid tokenised funds that supports U's stringent reserve framework. Together, we are strengthening the foundation for a more transparent and resilient stablecoin ecosystem."
Jeremy Ng
Founder & CEO
Powered by a Fully-Backed
Settlement Asset
Built for 24/7 markets, $U lets firms trade, settle, and rebalance in real time, with 1:1 reserve backing and near real-time proof of reserves.
Just One More Step
Put Your Capital to Work With $U
Submit a request, complete KYB verification,
and start minting $U — or integrate it into your DeFi or wealth platform.
© 2026 United Stables Limited. All rights reserved.
United Stables Limited has not obtained registration, authorization, or licensing for $U under any of the following regulatory regimes: the Markets in Crypto-Assets Regulation (MiCA) of the European Union, the Stablecoins Ordinance of Hong Kong (Chapter 656), the United States GENIUS Act of 2025, the Securities Act of 1933 of the United States (as amended), or any securities or stablecoin laws of any U.S., EU member state, or Hong Kong jurisdiction. Accordingly, United Stables Limited employs active geofencing and strict KYB controls to prevent the minting, marketing, or direct offering of $U to residents or entities in these restricted jurisdictions.
This website and the $U token are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Specifically, $U is not being offered, sold, or distributed to residents or citizens of the United States, the European Union, or Hong Kong. Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of $U as a security, investment product, or regulated payment stablecoin.